The right investment strategy is a very personal thing and is determined by your current situation, your goals, your risk tolerance and risk capacity. For example, the investment strategy for a 55-year old healthy single male with $1 million in savings and modest retirement income needs will be very different from a high-earning 50-year old female with three dependent children, a handicapped husband, minimal savings, and high retirement income needs.
Current market realities also play a role in determining what investment strategy you should follow. Investing in today’s market is very different than investing in 2006 – and investing next year may be very different than investing today. As market realities change, so should your strategy.
We constantly monitor market conditions and work with you to devise appropriate investment plans and asset allocation strategies to position you to achieve your goals with as little risk as possible. In today’s market, for example, the likelihood of rising interest rates poses a major risk that investors haven’t had to face in decades. How can you position your fixed income allocation to protect yourself from that risk and maybe even profit from it? That’s exactly the kind of issue we consider when we create your investment strategy.